Safest Family SUVs - Crash Tests and Safety Features

Crash test ratings and active safety technology are the most important factors in a family vehicle purchase. Here is how to read the ratings and which safety features to require as standard.

How to Read Crash Test Ratings

IIHS (Insurance Institute for Highway Safety)

Top: Top Safety Pick+

Tests: Six crash tests including small overlap front, moderate overlap front, side, roof strength, head restraints, and a vehicle-to-pedestrian test at night. Also evaluates front crash prevention and headlights.

How to read results: Top Safety Pick+ is the highest rating. Top Safety Pick is strong but not top tier. Models without either designation have significant gaps in their safety profile.

NHTSA (National Highway Traffic Safety Administration)

Top: 5-Star Overall

Tests: Frontal crash, side crash, side pole, and rollover resistance tests. Rates the vehicle and specific occupant positions.

How to read results: 5 stars overall is the benchmark for a family vehicle. Verify that the specific configuration you are buying (2WD vs AWD, standard vs extended wheelbase) was tested, as different configurations can yield different scores.

Safety Features to Require as Standard

Never accept a deal on a family SUV where the following critical features are optional add-ons. If they are not standard on the trim you can afford, choose a different model or trim level.

Automatic Emergency Braking (AEB)

Critical

Detects an imminent collision and automatically applies the brakes if the driver does not respond. Front AEB is now standard on most new vehicles. Rear and pedestrian AEB are increasingly standard on family SUVs.

Availability: Most 2026 family SUVs

Blind Spot Monitoring

Critical

Alerts the driver when a vehicle is in the blind spot during lane changes. Reduces side-swipe accidents on highways and is particularly valuable in larger SUVs with wider blind spots.

Availability: Mid-trim and above on most models

Rear Cross-Traffic Alert

Critical

Warns the driver when vehicles are approaching from the side while reversing. Essential in parking lots and driveways with obstructed sight lines.

Availability: Mid-trim and above on most models

Lane Departure Warning and Keep Assist

High

Warning systems alert drivers when crossing lane markings. Active keep assist gently steers the vehicle back into the lane. Reduces drift-related accidents, particularly on long highway drives.

Availability: Standard on most 2026 family SUVs

Adaptive Cruise Control

High

Maintains a set following distance from the vehicle ahead, automatically adjusting speed. Reduces driver fatigue on long trips and helps prevent rear-end collisions.

Availability: Upper trims on most models

360-Degree Camera System

Medium

Provides a bird's-eye view of the vehicle during low-speed manoeuvring. Particularly useful for parking in tight spaces with children and pedestrians nearby.

Availability: Upper trims and premium models

Rear Seat Reminder

Medium

Alerts the driver to check the rear seat when exiting the vehicle. Prevents children or pets from being left in a hot car accidentally.

Availability: Increasingly standard across most family SUVs

Child Safety Lock

Standard

Prevents rear doors from being opened from the inside. Standard on virtually all vehicles but should be verified and tested before a new vehicle leaves the dealership.

Availability: All vehicles

Safety buying checklist

  • 1.Check the specific trim level and powertrain you are buying on both iihs.org and nhtsa.gov. Ratings can differ by configuration.
  • 2.Confirm AEB, blind spot monitoring, and rear cross-traffic alert are standard (not optional) on your chosen trim.
  • 3.Test all safety systems at the dealership before signing. Walk around the vehicle, test the reversing camera, and test the AEB demonstration mode if available.
  • 4.Check rear door child locks are working before leaving the lot.
  • 5.Verify the model year you are purchasing has the same rating as the reviewed model. A mid-cycle refresh can change test results.